An estimated $18.6 to $19.8 million was siphoned from Minnesota's working families and economy into the hands of commercial tax preparers and their affiliated out-of-state national banks in 2003, according to an updated report "Keeping What They've Earned: Working Minnesotans and Tax Credits," to be released January 14th by Children's Defense Fund (CDF) Minnesota. An estimated $18.6 to $19.8 million was siphoned from Minnesota's working families and economy into the hands of commercial tax preparers and their affiliated out-of-state national banks in 2003, according to an updated report "Keeping What They've Earned: Working Minnesotans and Tax Credits," to be released January 14th by Children's Defense Fund (CDF) Minnesota.