***Video replay times differ from live presentation***

8:30 – 8:55 a.m.

CHECK-IN & CONTINENTAL BREAKFAST

8:55 – 9:00 a.m.

WELCOME & INTRODUCTION

9:00 – 10:00 a.m.

The Rules of the Game: An Overview of Common Commercial Policy Forms and Basic Insurance Principles
A review of the policies available in the general insurance market, the risks they are intended to cover (and those that they are not intended to cover) and a review of the basic rules of insurance coverage and policy interpretation.
– Timothy P. Tobin

10:00 – 10:15 a.m.

BREAK

10:15 – 11:00 a.m.

"Are We Covered for That?"– Broker Insights
In a lively and informative discussion, an experienced insurance broker will discuss: (1) how to identify insurable risk; (2) how to decide what policies to purchase; (3) what can and cannot be "negotiated" with your insurer before purchasing the policy; (4) where to find specialized insurance policies; and (5) how to effectively use your insurance broker.
– Tod M. Swanson & Timothy P. Tobin

11:00 – 12:00 p.m.

"I Thought You Said We Were Covered for That!"– Responding to Denials of Coverage
A practical discussion of what to do when the insurer denies coverage for your client’s first party or third party claim. Topics to include: How to conduct your own coverage analysis to determine whether the insurance company’s denial is correct; how to try to change the insurance company’s mind if you disagree with the denial; how to protect the client’s rights while all this is going on; and when and how to initiate action against an insurance company for a bad faith denial of coverage – including whether Minnesota’s brand-new "bad faith" law applies.
– Skip Durocher

12:00 – 1:00 p.m.

LUNCH (on your own)

1:00 – 1:45 p.m.

"Whose Claim Is This Anyway?" – Managing Covered Claims
An insurer may agree to defend, but the insured’s interests may still not fully align with those of its insurer. When is it permissible, and when is it wise, for the policyholder to stay involved in the defense of the underlying lawsuit? What about when the insured is both insured under its own policy, but also an "additional insured" under a contracting partner’s policy? Is the insured required to disclose confidences to counsel selected by the insurer, and are those confidences protected by attorney-client privilege? What if the insured wants to use its own regular counsel, and not counsel selected by the insurer? What should the policyholder do to ensure that its insurer is willing to pay enough to settle larger claims (but not willing to pay too much to settle smaller claims still within the policyholder’s deductible)? And what can the policyholder do if its insurer tries to negotiate a settlement of just the covered part of a lawsuit, leaving the policyholder exposed and uninsured for the remainder?
– Robert P. Thavis

1:45 – 2:45 p.m.

Indemnity Provisions, Waiver of Subrogation Clauses, and Other Contract Provisions that Implicate Insurance and Transfer Risk
A discussion of provisions within commercial contracts for indemnity, waiver of subrogation, and purchase of insurance by one party for another. What are the practical and legal considerations related to including these clauses within your contracts? And what happens if breach of such a provision occurs.
– Margo S. Brownell

2:45 – 3:00 p.m.

BREAK

3:00 – 3:30 p.m.

QUESTIONS & ANSWERS
– Margo S. Brownell & Robert P. Thavis
– Timothy P. Tobin, moderator